The Right to Information ( RTI) Act was implemented in India nine years ago. The Bill was introduced in 2004’ s winter session of Parliament and passed in June 2005. RTI remains a potent legal weapon to fight opacity in public offices and politicians continue to fear it. In the last winter session, a Parliamentary standing committee, while supporting passage of an amendment in the Act, concluded political parties should be kept out of the ambit. The RTI (Amendment) Bill, 2013, seeks to insert an explanation in Section 2, which states any association or body of individuals registered or recognised as a political party under the Representation of the People Act, 1951, will not be considered a public authority.
Unfortunately, they do not fall under the purview of RTI directly. Only public sector companies come under it.” Private companies can be tracked under RTI through the regulators like Reserve Bank of India (RBI), Securities and Exchange Board of India ( Sebi), and Insurance Regulatory and Development Authority of India ( Irda).
Insurance: There are only five public sector insurance companies — Life Insurance Corporation of India ( LIC), New India Assurance, United India Insurance, Oriental India Insurance and National Insurance. These can be approached directly; the private insurers will have to be approached through Irda.
Experts suggest this route if you have not received your refund for at least a year. RTI is an interim step before you knock at the Ombudsman’s door.